New year’s resolutions are made with the best intentions. Unfortunately, they are not usually followed through. There are many reasons why this might be the case. Here are 5 ways to help you overcome the challenges and succeed with your financial n...
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Let’s face it, the majority of the population spends their working life, building wealth and looking forward to that day, sometime in the future, where they can pull up stumps and enjoy the fruits of their labour. A few tweaks here and there can ...
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Performance It was another positive quarter for equity markets globally, rounding out a very strong calendar year. Market returns for the period were as follows: ASX200 +1.53% S&P500 +10.65% NASDAQ +8.28% Before we go on, it’s worth mentioning ...
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Performance It was a flat quarter in terms of market performance with the Aussie 200 rising 0.25% which is almost identical to the US market with the S&P500 rising 0.23%. Tech came under some pressure towards the end of the quarter, with the NASD...
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These days, we have a wealth of information at our fingertips. So, checking your investments is easier than ever. But even with a positive investment return over the long-term, checking your portfolio too frequently can make you feel unhappy. Humans ...
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For several reasons, investment bonds are being increasingly utilised by a broad spectrum of the public. Some of the motives behind making use of investment bonds include: I want to put money aside to help the kids (or grandkids) in fut...
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Your ability to earn income is by far your greatest asset and protecting it, is the cornerstone to wealth creation. As of October 1st this year, there are real changes coming to insurance which will change the way income protection is handled. This f...
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This (financial) year, there are quite a few changes to the super rules and caps. Fortunately, many increase the opportunity to get more money into the tax-effective super environment. Here’s a quick run-down of the main changes that could potentia...
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End of Financial Year! It was a busy last quarter for the Cloudbreak team leading up to the end of financial year. This period always involves finalising strategies and adjusting portfolios. With the team navigating the minutiae of legislation –...
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